Credit Analyst

The role would involve supporting client primary analysts to arrive at / monitor credit ratings for
issuers across various industries. Analysis would cover surveillance of a portfolio of companies as
well as responding to market events that could potentially lead to a change in ratings.
• Analyze business performance, including:
o Industry dynamics and regulatory trends
o Evaluating country and macroeconomic risk
o Competitive and market position
o Strategy / execution / management of the companies
o Trends in profitability and peer comparisons
• Analyze financial performance, including:
o Understanding accounting standards
o Financial governance and policies
o Analysis of financial ratios and trends
o Liquidity / short-term factors
o Understanding the capital structure of companies
• Assist the primary analyst(s) in the preparation of in-depth financial models – historical and
projections.
• Prepare comprehensive internal credit research reports and notes covering the aforementioned
operational and financial factors.
• Assist primary analyst(s) in preparing publishable credit reports.
• Strictly practice and follow all compliance, confidentiality and information security policies and
procedures and related guidelines of the organization